Salary Calculator
Understand the money before you move.
Japan's statutory deductions — health insurance, pension, income tax — reduce gross pay significantly. This tool models realistic take-home pay, monthly savings, and how long it takes to reach a financial goal.
What this covers
Four SSW job tracks: food production, manufacturing, agriculture, and hospitality — each with their typical salary range for first-year international workers.
What it calculates
Gross salary minus statutory deductions, housing, and living costs — giving you a realistic monthly savings estimate and a timeline to a savings goal.
What it does not do
This is an educational estimate. Actual offers vary by employer, location, and overtime. Always verify salary details directly with any employer or agency.
Step 1 — Choose your job track
Step 2 — Set gross monthly salary
¥200,000
Gross salary before deductions. Overtime, location, and employer policy affect actual offers.
Step 3 — Housing arrangement
Deduction breakdown
Statutory deductions are required by Japanese law. Year-1 rates shown — resident tax (~6%) applies from year 2 onward.
Gross salary
¥200,000
Health insurance (Kyokai Kenpo, ~5%)
−¥10,000
Employees' pension (Kosei Nenkin, ~9.15%)
−¥18,300
Employment insurance (~0.6%)
−¥1,200
Income tax (year 1, simplified ~5%)
−¥10,100
Housing — employer dormitory
−¥25,000
Net take-home after all deductions
≈ 23.0M VND · Statutory deductions: 20% of gross
¥135,400
Monthly savings estimate
After deductions, housing, and typical living costs.
Food & groceries
¥32,000/mo
Transport
¥8,000/mo
Phone / SIM
¥4,000/mo
Misc. expenses
¥15,000/mo
Estimated monthly savings
≈ 13.0M VND per month
¥76,400
Savings timeline
How long to reach a target savings amount at this monthly rate.
Your goal
¥1,000,000
≈ 170.0M VND
At ¥76,400/month
14 months
~1.2 years
After 12 months
¥916,800
≈ 155.9M VND
Important notes
These figures are estimates based on typical SSW first-year salary ranges and standard Japanese statutory deduction rates for 2024–2025. Actual take-home depends on employer, prefecture, overtime, and personal situation.
Resident tax (~6%) kicks in from the second year and is not included here. Year-one figures are therefore slightly more favorable than a long-term average. Use this as a planning model — not a financial guarantee.
More preparation tools
Salary is one part of the picture.
Understanding costs helps you plan. Understanding your readiness helps you get there.